No PHI or PII collectedDe-identified plan comparisons onlyYour comparison is anonymous unless you opt inUse the Part B Optimizer Benchmark ToolUse the Part B Optimizer Benchmark ToolNo PHI or PII collectedDe-identified plan comparisons onlyYour comparison is anonymous unless you opt inUse the Part B Optimizer Benchmark ToolUse the Part B Optimizer Benchmark Tool
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Comparing plans
1 min readPublished June 16, 2026
How to Compare Medicare Plans Without the Sales Pressure

How to Compare Medicare Plans Without the Sales Pressure

Use side-by-side educational comparisons and official sources before making coverage decisions.

Start with your facts — not your identity

List your medications, preferred providers, and budget preferences without sharing Social Security numbers or Medicare IDs in online tools that do not need them.

Compare structure, not slogans

Look at premiums, deductibles, out-of-pocket maximums, network rules, and drug formulary tiers side by side.

Use official backups

Medicare.gov Plan Finder and 1-800-MEDICARE remain the authoritative sources for what is available where you live.

Try a sample scenario

Build a de-identified scenario on The Part B Optimizer Benchmark Tool to see how Original Medicare + Medigap vs. Medicare Advantage might look for a sample profile — then validate with a licensed professional if you want personalized guidance.

Frequently asked questions

Part B Optimizer Benchmark Tool Editorial Team

Plain-language Medicare education reviewed for accuracy and CMS-compliant tone. We do not sell insurance, recommend specific carriers, or enroll you in coverage.

Educational disclaimer

The Part B Optimizer Benchmark Tool is an independent educational platform and Third-Party Marketing Organization (TPMO). We are not affiliated with or endorsed by Medicare, CMS, or any federal government agency. We may not represent every plan available in your area. Information is provided for educational purposes only. The Part B Optimizer Benchmark Tool may refer to licensed insurance agencies that include CMS Health & Wealth Insurance and other participating agencies. Articles in the Learning Center are educational only and do not recommend or endorse any specific carrier or plan.

Ready to compare sample plans?

Answer a few benchmark questions about your Medicare needs — about 2 minutes. No account, no Social Security number, and no enrollment commitment. Educational benchmark results only — not a carrier plan catalog in your area.

Use the Part B Optimizer Benchmark Tool Visit Medicare.gov

Educational tool only. We do not sell insurance or enroll you in coverage.