Part B Optimizer (PBO) Turning 65 Workbook
Printable PBO checklist to gather facts before comparing coverage options. Gather prescriptions, doctors, employer coverage notes, and questions before you compare plans — educational only, not enrollment advice.
Interactive checklist
Check off items and fill in notes below. Your progress saves in this browser, and you can download a PDF copy of your answers anytime.
Before you compare plans
- 1.List every prescription with exact dosage
- 2.Write down preferred doctors, specialists, and hospitals
- 3.Note whether you are still working and whether your employer has 20+ employees
- 4.Gather current premium and deductible amounts for existing coverage
Questions to Ask your Agent
- 5.Do I need Part B now or can I delay without a penalty?
- 6.Would Original Medicare plus Medigap or a Medicare Advantage plan fit my care patterns?
- 7.How do my drugs appear on each plan formulary?
Your notes
Official sources to verify
- 8.Medicare.gov and 1-800-MEDICARE
- 9.Social Security Administration for Part B enrollment
- 10.Your State Health Insurance Assistance Program (SHIP)
- 11.Educational workbook only — not personalized enrollment advice.
Drug name, exact dosage, and how often you take each medication.
Names, specialties, and locations you want to keep when comparing plans.
Use these lines if you think of more to ask at your review meeting.
Fill the template with drug name and dosage, then upload a CSV, text, or Excel file.
Educational workbook only — not personalized enrollment advice.
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Pairs with our Still Working guide
Read the Learning Center article on employer coverage vs. Medicare, then use this workbook to organize your facts.
Read: Turning 65 and still working →Weekly Learning Center emails
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